Matrimix
Pay with crypto by SBP QR code*
Foreign Visa and Mastercard cards do not work in Russia. Hold USDT in the Matrimix wallet inside Telegram, buy rubles in advance and scan SBP QR codes in cafés, taxis and shops. The merchant receives rubles; you see the amount and fee before you pay.
Open the wallet in Telegram- 1. Fund the wallet. Open @MatrimixBot, tap Deposit and send USDT on a supported network (TRC20, TON, Solana, BEP20 or ERC20).
- 2. Buy rubles before you fly. In Swap choose USDT → RUB. The rate is shown before you confirm; the rubles wait on your balance.
- 3. Pay the QR code. QR button in the centre of the bottom menu → scan the SBP code → check the amount and fee → slide to pay. The merchant receives rubles over SBP.
Price and limits
| QR payment fee | 3% of the check; the ruble rate is shown before you confirm |
| Per payment and per day | up to 200,000 ₽; up to 20 payments a day |
| Per month | up to 1,000,000 ₽ |
| Ruble balance | up to 200,000 ₽ |
| Rubles to a phone number or card | 6%; SBP 1,500–60,000 ₽, card 3,500–100,000 ₽ |
| Failed payment | the money returns to your ruble balance |
Good to know
A confirmed payment cannot be cancelled, so check the amount. The ruble balance cannot be topped up from a bank card or by SBP transfer: rubles come only from a swap. The wallet runs inside Telegram, which is often unreachable on Russian networks — set everything up and buy rubles before you travel, and carry some cash.